For several years during the late 1980s, my wife Susie and I applied a rather rigorous approach to control our spending, and it worked pretty well. I didn't keep a diary at the time, but looking back on it now, these are the "keys to success" that come to mind.
Debt or financial problems can be a struggle, but they cal also inspire trust, faith, peace, and discernment. The Bible tells us that God is not just interested in how to solve our financial problems, but also in doing something more mysterious.
So what if you don't take issue with the concept of giving or even the concept of giving 10%? What if you, like many of the commentors, take issue with those you hand your money over to: the Church. Those who express this concern reveal two potential problems that need to be addressed.
Having a budget seems like a joke in our spend, spend, spend society. Some people see a budget as boring and constricting. They think having to count every cent and know where it's going puts a damper on life rather than allowing freedom. As Christians, having a budget is a biblical principle and a foundation for good finances. It is also a way to glorify God.
When you think of stewardship, what comes to mind? The reality is that many people today, including lots of Christians, don’t understand the true meaning of stewardship. And that’s a tragedy. Why? Because stewardship is our ultimate calling as Christ followers.
What does the Bible say about money? Far more than you might think. Yet it's words about money aren't a clear "money is evil" message or nor a clear "money is good" message. So what does it tell us about money's place in our lives?
This is how sin enters — when wealth becomes a person’s treasure and when riches become the idol one worships and act as if there is never enough. “For where your treasure is, there your heart will be also” (Matthew 6:21).
By living generously, freely giving from our finances to help others and spread the gospel, we will reap eternal rewards. The Bible teaches that we are stewards of our finances. Let us invest our money wisely for the glory of the Lord.
Whatever the situation is in your home, finances bring a unique set of challenges. We have to know how to avoid the common things that drag us into financial disagreements that cause discord in our marriages.